Terms of Service

These Terms of Service ("Terms") govern your access to and use of the website and services provided by GJD Stars INC, doing business as American Merchant Group ("Company," "we," "us," or "our"). By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.

1. Acceptance of Terms

By accessing our website, submitting an application, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and the Company.

2. Description of Services

American Merchant Group provides business funding services, including but not limited to:

• Working capital financing
• Equipment financing
• Business lines of credit
• Invoice factoring
• Merchant cash advances

Our website provides information about these services and allows you to submit inquiries and applications for funding.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal authority to enter into contracts
• Be authorized to represent the business for which you are seeking funding
• Provide accurate and complete information

4. User Responsibilities

When using our website and services, you agree to:

• Provide accurate, current, and complete information
• Not misrepresent your identity or business information
• Not use our services for any unlawful purpose
• Not interfere with or disrupt the operation of our website
• Not attempt to gain unauthorized access to our systems
• Comply with all applicable laws and regulations

5. Application and Funding Process

By submitting an application through our website:

• You authorize us to verify the information you provide
• You consent to us obtaining credit reports and other financial information
• You understand that submitting an application does not guarantee approval
• You acknowledge that funding terms will be provided in a separate agreement

6. No Guarantees

We do not guarantee:

• Approval of any funding application
• Specific funding amounts or terms
• Turnaround times for decisions or funding
• The accuracy or completeness of information provided by third parties

7. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of American Merchant Group or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

8. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of use of any third-party sites. Your use of third-party websites is at your own risk.

9. Privacy

Your use of our website and services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our services, you consent to the collection and use of your information as described in the Privacy Policy.

10. Disclaimer of Warranties

OUR WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that:

• Our website will be available uninterrupted or error-free
• Defects will be corrected
• Our website is free of viruses or harmful components
• The information on our website is accurate or complete

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL AMERICAN MERCHANT GROUP, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OUR WEBSITE OR SERVICES, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER THEORY.

12. Indemnification

You agree to indemnify, defend, and hold harmless American Merchant Group and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of our website or services
• Your violation of these Terms
• Your violation of any rights of a third party
• Any information you provide to us

13. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our website or services after such changes constitutes your acceptance of the modified Terms.

14. Termination

We reserve the right to suspend or terminate your access to our website or services at any time, with or without cause, and with or without notice. Upon termination, your right to use our services will immediately cease.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the state or federal courts located in Palm Beach County, Florida.

16. Dispute Resolution

Any dispute arising out of or related to these Terms or our services shall first be attempted to be resolved through good-faith negotiations. If negotiations fail, the dispute shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, with the arbitration taking place in Palm Beach County, Florida.

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be modified to the extent necessary to make it valid and enforceable.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and American Merchant Group regarding your use of our website and services, and supersede all prior agreements and understandings.

19. Contact Information

If you have any questions about these Terms of Service, please contact us: